/* ============================================================
   RetirementScamGuide.com — Shared Stylesheet v1.0
   Design system: Editorial Authority
   Fonts: Playfair Display (display) + Source Serif 4 (body) + DM Sans (UI)
   ============================================================ */

/* ── TOKENS ── */
:root {
  --navy:         #0D2545;
  --navy-mid:     #1A3A6B;
  --navy-light:   #234E96;
  --gold:         #C9A84C;
  --gold-light:   #E8C96A;
  --gold-pale:    #F9F3E3;
  --cream:        #FAF8F4;
  --warm-white:   #FFFEF9;
  --text-dark:    #1A1A2E;
  --text-mid:     #3D4460;
  --text-light:   #6B7280;
  --border:       #E5E0D5;
  --border-strong:#C8C0B0;

  --red:          #B91C1C;
  --red-mid:      #C0392B;
  --red-pale:     #FEF2F2;
  --red-border:   #FECACA;
  --orange:       #C05621;
  --orange-pale:  #FFF7ED;
  --green:        #0D6B52;
  --green-pale:   #ECFDF5;
  --green-border: #A7F3D0;
  --purple:       #6D28D9;
  --purple-pale:  #F5F3FF;

  --shadow-xs: 0 1px 3px rgba(13,37,69,.06);
  --shadow-sm: 0 2px 8px rgba(13,37,69,.09);
  --shadow-md: 0 6px 24px rgba(13,37,69,.12);
  --shadow-lg: 0 16px 56px rgba(13,37,69,.16);

  --radius-sm: 3px;
  --radius:    5px;
  --radius-md: 9px;
  --radius-lg: 14px;

  --max-w: 1240px;
  --pad:   28px;
}

/* ── RESET ── */
*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; font-size:17px; }
body {
  font-family:'Source Serif 4', Georgia, serif;
  background:var(--warm-white);
  color:var(--text-dark);
  line-height:1.72;
  -webkit-font-smoothing:antialiased;
}
img { display:block; max-width:100%; }
a { color:inherit; }

/* ── LAYOUT ── */
.wrap    { max-width:var(--max-w); margin:0 auto; padding:0 var(--pad); }
.wrap-sm { max-width:860px;        margin:0 auto; padding:0 var(--pad); }

/* ── TYPOGRAPHY HELPERS ── */
.display { font-family:'Playfair Display', serif; }
.sans    { font-family:'DM Sans', sans-serif; }

.eyebrow {
  font-family:'DM Sans',sans-serif;
  font-size:.72rem; font-weight:700; letter-spacing:.15em;
  text-transform:uppercase; color:var(--gold);
  display:flex; align-items:center; gap:10px; margin-bottom:10px;
}
.eyebrow::before { content:''; width:28px; height:2px; background:var(--gold); flex-shrink:0; }

.section-title {
  font-family:'Playfair Display',serif;
  font-size:1.95rem; font-weight:700; color:var(--navy);
  line-height:1.2; margin-bottom:10px;
}
.section-sub {
  font-size:.95rem; color:var(--text-light);
  font-weight:300; line-height:1.65; max-width:560px;
}

/* ── BUTTONS ── */
.btn {
  display:inline-flex; align-items:center; gap:7px;
  font-family:'DM Sans',sans-serif; font-weight:600; font-size:.88rem;
  padding:12px 24px; border-radius:var(--radius);
  text-decoration:none; border:none; cursor:pointer;
  transition:all .18s; letter-spacing:.01em; white-space:nowrap;
}
.btn-gold   { background:var(--gold); color:var(--navy); }
.btn-gold:hover { background:var(--gold-light); transform:translateY(-1px); box-shadow:var(--shadow-sm); }
.btn-navy   { background:var(--navy); color:#fff; }
.btn-navy:hover { background:var(--navy-mid); transform:translateY(-1px); }
.btn-red    { background:var(--red); color:#fff; }
.btn-red:hover  { background:#991B1B; }
.btn-outline { border:2px solid var(--border-strong); color:var(--text-mid); background:transparent; }
.btn-outline:hover { border-color:var(--navy); color:var(--navy); background:var(--cream); }
.btn-ghost-white {
  border:1.5px solid rgba(255,255,255,.35); color:#fff;
  background:rgba(255,255,255,.1);
}
.btn-ghost-white:hover { background:rgba(255,255,255,.2); }
.btn-lg { padding:15px 32px; font-size:.95rem; }
.btn-sm { padding:9px 18px; font-size:.82rem; }

/* ── TAGS / BADGES ── */
.tag {
  display:inline-block; font-family:'DM Sans',sans-serif;
  font-size:.68rem; font-weight:700; letter-spacing:.08em;
  text-transform:uppercase; padding:4px 10px; border-radius:3px;
}
.tag-gold    { background:var(--gold); color:var(--navy); }
.tag-navy    { background:var(--navy); color:#fff; }
.tag-red     { background:var(--red); color:#fff; }
.tag-orange  { background:var(--orange-pale); color:var(--orange); border:1px solid #FED7AA; }
.tag-green   { background:var(--green-pale); color:var(--green); border:1px solid var(--green-border); }
.tag-purple  { background:var(--purple-pale); color:var(--purple); border:1px solid #DDD6FE; }
.tag-red-outline { background:var(--red-pale); color:var(--red); border:1px solid var(--red-border); }
.tag-new     { background:#FFF7ED; color:var(--orange); border:1px solid #FED7AA; }

/* ── TOPBAR ── */
.topbar {
  background:var(--navy); color:rgba(255,255,255,.82);
  font-family:'DM Sans',sans-serif; font-size:.78rem;
  padding:9px 0; border-bottom:1px solid rgba(255,255,255,.1);
}
.topbar .wrap { display:flex; justify-content:space-between; align-items:center; gap:12px; flex-wrap:wrap; }
.topbar-left  { display:flex; align-items:center; gap:8px; }
.topbar-alert { color:var(--gold-light); font-weight:700; }
.topbar-left a { color:var(--gold-light); font-weight:600; text-decoration:none; }
.topbar-left a:hover { text-decoration:underline; }
.topbar-right { display:flex; align-items:center; gap:18px; }
.topbar-right a { color:rgba(255,255,255,.7); text-decoration:none; transition:color .15s; }
.topbar-right a:hover { color:#fff; }
.topbar-phone { color:var(--gold-light) !important; font-weight:600 !important; }

/* ── SITE HEADER ── */
.site-header {
  background:var(--warm-white); border-bottom:2px solid var(--border);
  position:sticky; top:0; z-index:200;
  box-shadow:var(--shadow-xs); transition:box-shadow .2s;
}
.site-header.scrolled { box-shadow:var(--shadow-md); }
.header-inner {
  max-width:var(--max-w); margin:0 auto; padding:14px var(--pad);
  display:flex; align-items:center; justify-content:space-between; gap:20px;
}
.site-logo { text-decoration:none; line-height:1.1; flex-shrink:0; }
.logo-main { font-family:'Playfair Display',serif; font-size:1.45rem; font-weight:900; color:var(--navy); }
.logo-main em { color:var(--gold); font-style:normal; }
.logo-sub { font-family:'DM Sans',sans-serif; font-size:.64rem; letter-spacing:.12em; text-transform:uppercase; color:var(--text-light); display:block; }

.main-nav { display:flex; align-items:center; gap:2px; flex:1; justify-content:center; }
.nav-link {
  font-family:'DM Sans',sans-serif; font-size:.86rem; font-weight:500;
  color:var(--text-mid); text-decoration:none; padding:8px 13px;
  border-radius:var(--radius); transition:color .15s,background .15s; white-space:nowrap;
}
.nav-link:hover { color:var(--navy); background:var(--cream); }
.nav-link.active { color:var(--navy); font-weight:700; background:var(--gold-pale); }
.nav-link.nav-emergency {
  color:var(--red) !important; font-weight:700 !important;
  background:var(--red-pale); border:1px solid var(--red-border);
}
.nav-link.nav-emergency:hover { background:#FECACA; }

.header-actions { display:flex; gap:10px; align-items:center; flex-shrink:0; }

/* ── BREADCRUMB ── */
.breadcrumb {
  background:var(--cream); border-bottom:1px solid var(--border); padding:10px 0;
  font-family:'DM Sans',sans-serif; font-size:.76rem; color:var(--text-light);
}
.breadcrumb .wrap { display:flex; align-items:center; gap:6px; flex-wrap:wrap; }
.breadcrumb a { color:var(--navy-light); text-decoration:none; }
.breadcrumb a:hover { text-decoration:underline; }
.bc-sep { color:var(--border-strong); }
.bc-cur { color:var(--text-dark); font-weight:500; }

/* ── ALERT BANNER ── */
.alert-banner {
  background:var(--red-pale); border-bottom:1px solid var(--red-border);
  border-top:3px solid var(--red); padding:13px 0;
}
.alert-banner .wrap { display:flex; align-items:center; gap:14px; }
.alert-icon {
  width:30px; height:30px; background:var(--red); border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-size:.85rem; flex-shrink:0; color:#fff;
}
.alert-text { flex:1; font-family:'DM Sans',sans-serif; font-size:.88rem; line-height:1.45; }
.alert-text strong { color:var(--red); }
.alert-cta {
  font-family:'DM Sans',sans-serif; font-size:.82rem; font-weight:700;
  color:var(--red); text-decoration:none; white-space:nowrap;
  display:flex; align-items:center; gap:3px;
}
.alert-cta:hover { text-decoration:underline; }
.alert-dismiss {
  background:none; border:none; cursor:pointer; color:var(--red);
  font-size:1.1rem; line-height:1; flex-shrink:0; opacity:.6;
  transition:opacity .15s;
}
.alert-dismiss:hover { opacity:1; }

/* ── DIVIDERS ── */
.divider-gold { width:56px; height:3px; background:var(--gold); margin:18px 0; }
.rule { border:none; border-top:1px solid var(--border); margin:32px 0; }

/* ── CARDS ── */
.card {
  background:#fff; border:1px solid var(--border);
  border-radius:var(--radius-md); box-shadow:var(--shadow-xs);
  overflow:hidden; transition:box-shadow .2s, transform .2s;
}
.card:hover { box-shadow:var(--shadow-md); transform:translateY(-2px); }

/* ── STAT BOXES ── */
.stat-num {
  font-family:'Playfair Display',serif; font-weight:700;
  color:var(--navy); line-height:1;
}
.stat-num .accent { color:var(--red); }
.stat-lbl { font-family:'DM Sans',sans-serif; font-size:.75rem; color:var(--text-light); line-height:1.35; }
.stat-src { font-family:'DM Sans',sans-serif; font-size:.67rem; color:var(--gold); font-weight:700; margin-top:3px; display:block; }

/* ── SEVERITY BADGES ── */
.sev { font-family:'DM Sans',sans-serif; font-size:.67rem; font-weight:700; letter-spacing:.07em; text-transform:uppercase; padding:3px 8px; border-radius:3px; }
.sev-critical { background:var(--red-pale);    color:var(--red);    border:1px solid var(--red-border); }
.sev-high     { background:var(--orange-pale);  color:var(--orange); border:1px solid #FED7AA; }
.sev-medium   { background:var(--green-pale);   color:var(--green);  border:1px solid var(--green-border); }
.sev-emerging { background:var(--purple-pale);  color:var(--purple); border:1px solid #DDD6FE; }

/* ── FOOTER ── */
.site-footer {
  background:var(--navy); color:rgba(255,255,255,.72);
  padding:56px 0 0; border-top:4px solid var(--gold);
}
.footer-grid {
  display:grid; grid-template-columns:2fr 1fr 1fr 1fr;
  gap:48px; margin-bottom:48px;
}
.footer-logo-text {
  font-family:'Playfair Display',serif; font-size:1.3rem; font-weight:900;
  color:#fff; margin-bottom:12px; display:block;
}
.footer-logo-text em { color:var(--gold); font-style:normal; }
.footer-desc { font-size:.85rem; line-height:1.65; color:rgba(255,255,255,.62); margin-bottom:18px; font-weight:300; }
.footer-trust { display:flex; flex-direction:column; gap:7px; }
.footer-trust-item { font-family:'DM Sans',sans-serif; font-size:.76rem; color:rgba(255,255,255,.55); display:flex; align-items:center; gap:7px; }
.footer-trust-item em { color:var(--gold); font-style:normal; }

.footer-col h4 {
  font-family:'DM Sans',sans-serif; font-size:.75rem; font-weight:700;
  letter-spacing:.12em; text-transform:uppercase; color:var(--gold);
  margin-bottom:14px;
}
.footer-links { display:flex; flex-direction:column; gap:7px; }
.footer-links a { font-family:'DM Sans',sans-serif; font-size:.82rem; color:rgba(255,255,255,.62); text-decoration:none; transition:color .15s; }
.footer-links a:hover { color:#fff; }

.footer-bottom {
  border-top:1px solid rgba(255,255,255,.1); padding:20px 0;
  display:flex; justify-content:space-between; align-items:flex-start; flex-wrap:wrap; gap:14px;
}
.footer-legal { font-family:'DM Sans',sans-serif; font-size:.73rem; color:rgba(255,255,255,.42); line-height:1.6; }
.footer-legal a { color:rgba(255,255,255,.5); }
.footer-bottom-links { display:flex; gap:18px; flex-wrap:wrap; }
.footer-bottom-links a { font-family:'DM Sans',sans-serif; font-size:.73rem; color:rgba(255,255,255,.5); text-decoration:none; }
.footer-bottom-links a:hover { color:rgba(255,255,255,.85); }

/* ── FORM ELEMENTS ── */
.field {
  padding:13px 16px; border:1.5px solid var(--border-strong);
  border-radius:var(--radius); font-family:'DM Sans',sans-serif;
  font-size:.9rem; color:var(--text-dark); background:#fff;
  outline:none; width:100%; transition:border-color .2s;
}
.field:focus { border-color:var(--navy); }
.field::placeholder { color:var(--text-light); }

/* ── ANIMATIONS ── */
@keyframes fadeUp   { from{opacity:0;transform:translateY(18px)} to{opacity:1;transform:translateY(0)} }
@keyframes fadeIn   { from{opacity:0} to{opacity:1} }
@keyframes pulse    { 0%,100%{box-shadow:0 0 0 0 rgba(255,255,255,.5)} 50%{box-shadow:0 0 0 8px rgba(255,255,255,0)} }
.fade-up  { animation:fadeUp  .5s ease both; }
.fade-in  { animation:fadeIn  .4s ease both; }
.d1 { animation-delay:.08s } .d2 { animation-delay:.16s }
.d3 { animation-delay:.24s } .d4 { animation-delay:.32s }

/* ── RESPONSIVE ── */
@media(max-width:1024px) {
  .footer-grid { grid-template-columns:1fr 1fr; }
  .main-nav { display:none; }
}
@media(max-width:768px) {
  :root { --pad:18px; }
  html  { font-size:16px; }
  .section-title { font-size:1.65rem; }
  .topbar-right { display:none; }
  .footer-grid  { grid-template-columns:1fr; gap:28px; }
  .footer-bottom { flex-direction:column; }
}